HadIt.com Elder Chuck75 Posted March 26, 2013 HadIt.com Elder Share Posted March 26, 2013 Congratulations! Yes, it is ridicilious. Even tho its the law that they discharge these loans for disabled Vets, they try to "weasel" out of it. It took 3 tries for me to get my student loan discharged. First, they did not like the form I used, whining that it was a Phd and not an MD. Then, when I got the MD's signature, they said his form was incomplete. I finally sent them the VA letter and got it done. It took months and months, and my credit report still shows "past due" while they were "processing" my student loan forgiveness paperwork. I have contacted them, and they wont budge taking those errors off my credit report. The way to go about the credit report problem is to challenge the information by letter to the credit reporting agencies.You start by getting the annual federal law "free credit report" from the three main agencies. If the creditor refuses to correct things, you can supposedly get them into some difficulties that may cost them money. Link to comment Share on other sites More sharing options...
HadIt.com Elder john999 Posted March 27, 2013 HadIt.com Elder Share Posted March 27, 2013 From what I have read it is almost impossible to correct a credit report because the credit reporters don't read the appeals, or don't act on them. John Link to comment Share on other sites More sharing options...
rafebanks Posted April 9, 2013 Author Share Posted April 9, 2013 Thanks everyone! The first try they said it looked like a scanned image so the loan servicer (great lakes) didn't process the forgiveness app (they never responded until I called months later). Once that was resolved it took about 3 months. For anyone trying to do the same. Start with your loan servicer. I may well be on the hook for taxes, I think it is more likely than not. Link to comment Share on other sites More sharing options...
In Memoriam Stretch Posted May 6, 2013 In Memoriam Share Posted May 6, 2013 I agree with John999. I dropped a class and I kept 220 dollars. Even though I finished my degree the VA hounded me for over 7 years. I finally paid it just to stop getting their threats. The threats were like clock work. Least something has changed since Viet Nam. Link to comment Share on other sites More sharing options...
rpowell01 Posted May 8, 2013 Share Posted May 8, 2013 Actually if you read the rules under student loan forgiveness a Doctor can say you are too disabled to work and that is sufficient enough to have your loans forgiven. Link to comment Share on other sites More sharing options...
rpowell01 Posted May 8, 2013 Share Posted May 8, 2013 I agree with John999. I dropped a class and I kept 220 dollars. Even though I finished my degree the VA hounded me for over 7 years. I finally paid it just to stop getting their threats. The threats were like clock work. Least something has changed since Viet Nam. They overpaid me also on a couple of terms. The VA's debt management worked it out so I can just pay $72 a month and its just taken out of my comp pay.... Link to comment Share on other sites More sharing options...
Recommended Posts