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  • 14 Questions about VA Disability Compensation Benefits Claims

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    When a Veteran starts considering whether or not to file a VA Disability Claim, there are a lot of questions that he or she tends to ask. Over the last 10 years, the following are the 14 most common basic questions I am asked about ...
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  • Can a 100 percent Disabled Veteran Work and Earn an Income?

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    You’ve just been rated 100% disabled by the Veterans Affairs. After the excitement of finally having the rating you deserve wears off, you start asking questions. One of the first questions that you might ask is this: It’s a legitimate question – rare is the Veteran that finds themselves sitting on the couch eating bon-bons … Continue reading


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11cvolley

Dental for son?

Question

Just got my son's ChampVA card in the mail. It says limited dental coverage. Is there a way to get dental coverage? He does have 3 cavities and may need braces in the future. Thank you for any help.

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I am IU and I get my dental at the VA but I have federal dental for my wife and I which is expensive and i only keep it for her...I want to stop paying for me. What should I do about my wife? Delta Dental? 

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Growing up I had Cigna. 

Seems Delta Dental is ranked highly as well - https://www.thebalance.com/best-dental-insurance-providers-4169737

Now I have private ins through work but likely going to quit my job in one year because I'm 100% since I got out but not 100% yet. Plus go to the dental school across town twice a year for a student and the future hygienist to do a cleaning on my teeth.

Braces are a luxury not a right, so start saving for them for your kid. Mine were around around $3k growing up.  

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There are various plans available to you and your dependents that are eligible for CHampVA, we have the Met Life high option plan because it has no waiting periods for anything except orthodontics which is 24 months (and most of the other plans have waiting period for most major work and don't cover orthodontics at all), it  also has a higher maximum per person per year.  We haven't had a need for any major work yet but we have 5 people using it and 2 children that will need braces (our older children are already done with theirs) so it really pays for itself with cleanings and xrays and even I got for extra cleanings so 10 cleanings and xrays a year.  The premium will go up to $157 a month in Jan. I am sure a lot of folks will say is insane but each cleaning would be that much or more so for us it is a not a big deal. 

 

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