CHAMPVA Required?

[Signal6]

Recently received 100% P&T, so wife and daughter are eligible for CHAMPVA.   I have health insurance (FEHB) through federal gov retirement for entire family. 

My questions: Is Champva automatic or do you need to enroll family?  Do you have to enroll/accept Champva?   Are there any draw backs to enrolling family in champva if you have other insurance?  I read on the OPM website, FEHB is primary payer, then champva.  

Thanks.  

Edited April 12, 2020 by Signal6

[Berta]

I have been on CHAMPVA for almost 30 years. It is Wonderful.

Much info on CHAMPVA here as well as the application form.

https://www.va.gov/health-care/family-caregiver-benefits/champva/

[ShrekTheTank]

So what is the going cost to have ChampVA?  Just wondering as I will probably be looking at this fall if all goes well at the CAVC!  

I think i found it.

The CHAMPVA deductible is applied to the first medical or pharmacy claims processed in 2019 until the deductible is met.

• Annual CHAMPVA Deductible is $50 per beneficiary or a maximum of $100 per family per year.
• Annual Supplement Deductible is $250 per beneficiary or a maximum of $500 per family per year.

Age of Spouse, Widow/er	Monthly	Quarterly	Semi-Annual	Annual
Under 40	$32.04	$96.12	$192.24	$384.48
40 - 44	$35.60	$106.80	$213.60	$427.20
45 - 49	$40.94	$122.82	$245.64	$491.28
50 - 54	$52.51	$157.53	$315.06	$630.12
55 - 59	$62.30	$186.90	$373.80	$747.60
60 - 64	$74.76	$224.28	$448.56	$897.12
65+	$94.34	$283.02	$566.04	$1,132.08
Each Child	$24.92	$74.76	$149.52	$299.04

Edited April 13, 2020 by shrekthetank1

[Signal6]

Thanks everyone. I sent in the champva applications for my family yesterday.  

[MarkInTexas]

Wonder if there is a time limit for how long you have to file for CHAMPVA after receiving a 100% P&T decision from the VA?

 

Mark

 

[Buck52]

Mark I believe they do have a time limit to file  i am not sure wha tit is but I seem to think its 2 years? be sure to send copies of your DD 214  MARIAGE LIC, and birth certificates ,  the link BELOW should tell you what to send  but if you miss sending something  it just take a longer time to be approved  so read up on the instructions when applying for ChampVA.

check this link out  I see Ms Berta sent one too

https://www.va.gov/health-care/family-caregiver-benefits/champva/

[MarkInTexas]

Thanks, Buck!  I was wondering about that.  It’s something to keep in mind that there are clocks running on several veterans benefits as soon as that decision is rendered.  Same holds true on life insurance.

Great information!

Mark