Look out for being deemed incompetent....although you listed your wife handling finances, you said you wasn't able to handle your affairs. IMO, any retro/backpay will probably be held until the VA handles this issue on their end...competency,fiduciary, etc.etc.etc. could be a long process. Geez, I made that mistake on my first C&P, and a year later, I'm still dealing with the VA to clear this up so good luck to you...jmo