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Va Home Loan Quaranty Cert Question

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Berta

Question

I have never applied for my VA Home Loan Guarantee Cert.

My husband used his twice and told me ,if he died, to make sure I applied right away for the Eligibility Certificate.

He said I might need it if I re marry and move and always added not to marry some b------d like him

.I always laughed at that.

He could be difficult at times to say the least. That was 18 years ago.Never applied.

I decided to apply for the Home Loan thing yesterday as I get it under two of my VA awards.

Question. The forms say send them to Atlanta Regional Loan Center in Decatur GA.

Will this hold up(strike that one) will this screw up my claims issues now at the Buffalo VARO????

They aren't asking me for any award letters on the forms but I feel I should attach the award letters to the form.....and I think I can do all that right on line at www.va.gov.

I dont think I will ever need this benefit.....then again it could cover some work I want done here soon.

Edited by Berta

GRADUATE ! Nov 2nd 2007 American Military University !

When thousands of Americans faced annihilation in the 1800s Chief

Osceola's response to his people, the Seminoles, was

simply "They(the US Army)have guns, but so do we."

Sameo to us -They (VA) have 38 CFR ,38 USC, and M21-1- but so do we.

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The surviving spouse letter I got today letter says "America is Grateful to You for Your Sacrifice."

VA never said that to me before.

I hate to be the bearer of bad news, but this statement is standard.. Just like " thanks for your service " has become the politically correct thing to say anytime some one learns you served in the Military.. Most who say this really don't give a hoot.....and I myself am sick of hearing it said.. besause it is such an empty phrase...

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  • HadIt.com Elder
Carlie, I just got a letter from the VA today regarding my additional entitlement...housing entitlements, some licenses, state park- free or reduced memberships,state or local tax beneitd (I get 2 tax exemptions now as veteran's survivor), and of course civil service preference.

I own my home and farm so I never looked into this stuff...and I was happy to get CHAP 35 and CHAMPVA and was satisfied with my bennies.

I think even my annual fishing license and trout stamp might be free in this locale...need to check that.

The surviving spouse letter I got today letter says "America is Grateful to You for Your Sacrifice."

VA never said that to me before.

The letter says VA is replacing the usual 20-5455 with this new type of letter for survivors to keep in a safe place as it covers some, but not all of their ancillary benefits.

My tax lady ,after years of doing my taxes, asked me last year if my DIC is really not taxable..... Duh..... I need to find that reg for her. She never dealt with a VA DIC survivor before.

I MUST punch up our DIC forum..........things get lost there that are important.....

Berta, you may want to check your previous yrs taxes, if your tax person considered your DIC taxable. Approx $15k for DIC, each yr, could amount to a couple of thousand additionally paid in taxes. Might be worth filing some amended returns!!! Could be a nice little nestegg. I think the Feds allow 7 yrs. Not sure on your NY state taxes. jmo

pr

Edited by Philip Rogers
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Thanks PR.....yes she has always done my Tax returns correctly....I think..... seeing her soon again for 2012 taxes. I will double check what you stated though...

Teac said:

"I hate to be the bearer of bad news, but this statement is standard"

Yes, it is on every survivor's new annual bennie letter statement .

I know it is a generic and standard statement but I don't care.It sure made me feel good. Because

I am doping out my inground pool.

I just got off the phone with friend whose husband is vet and never knew of the VA Home Loan program at all.

She called another vet in the village and they want me to send them the links at the VA web site for this info.

My neighbor up the hill is widow of SC vet...I dont even know if she knows of the HL benefit.

This is a good discussion thread here.

Edited by Berta

GRADUATE ! Nov 2nd 2007 American Military University !

When thousands of Americans faced annihilation in the 1800s Chief

Osceola's response to his people, the Seminoles, was

simply "They(the US Army)have guns, but so do we."

Sameo to us -They (VA) have 38 CFR ,38 USC, and M21-1- but so do we.

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Mil.com just emailed me this additional info on the 2013 VA Home Loan program with a lender link....it is a Good time for vets and eligible surviving spouses to think of this stuff.

"Attention Military.com Member,

Interest rates are near all time lows. Get
up to $417,000 through your
VA Home Loan to lower your monthly payments and
eliminate debt. Refinance
before rates rise to keep your family financially
protected.

https://secure.military.com/leads/VALoanNew/Step1.jsp?ESRC=130205SOL_valoan_txt.se


Lower Monthly Payments
Lock in a Low, Fixed Interest Rate
Make Home
Repairs or Remodeling
Pay Off High-Interest Credit Card Debt
Pay Off a
Second Mortgage

Find Lenders Ready to Help You Refinance


https://secure.military.com/leads/VALoanNew/Step1.jsp?ESRC=130205SOL_valoan_txt.se

This is not an unsolicited email, you were sent
this benefits alert because
you are a valued
Military.com member." Military.com

Edited by Berta

GRADUATE ! Nov 2nd 2007 American Military University !

When thousands of Americans faced annihilation in the 1800s Chief

Osceola's response to his people, the Seminoles, was

simply "They(the US Army)have guns, but so do we."

Sameo to us -They (VA) have 38 CFR ,38 USC, and M21-1- but so do we.

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