Ssdi Question

[rpowell01]

Since my approval I have one question and I am trying to figure out if there was a benefit of doing this. I went over to the SSA and turned in my kids documents. They asked me if I wanted to add my wife to the dependents.

I don't know if I will get anything more because all I know its all divided out evenly. But, if I added her would she then be qualified for medicare on the 25 month? Would she still be able to get medicare if she wasn't added? She doesn't make a whole lot so I know she can be put on there if she wanted to. Just curious about the medicare part.

Thanks in Advance

[JR Reihs]

NOPE..........only the annuitant is approved for Medicare. She can get Medicare on her own if she meets the requirement under SS rules.

[rpowell01]

Hmmm I just read this under the rules. Doesn't make any sense but I will research what they can qualify for.

Edited February 16, 2014 by rpowell01

[Navy04]

RP,

I am with you on this

[rpowell01]

I have another question I can seem to find online so maybe somebody has this same question or may know it. I have three children that SSA already said they would get benefits. My wife only makes around $16,660 a year and that is only approx based on a 40 hour week. Anyway the SSA guy I talked with asked me if I wanted to add my wife.

What is the purpose of adding my wife? Its my understanding that they just divide my payment for the children and there is a cap on how much you can get somewhere between 150% to 180% above your payment for total household. If I add my wife would the cap increase or would they just divide up the payment more?

I can't find this online anywhere so I don't know what they base the 150%-180% on. Anyway help is appreciated. I went on SSA website and figured out exactly what my payments was going to be and what my total household payment would be....

[Navy04]

RP, I don't know much about SSA either. I called the SSA and if I get approved, I would collect $1380 a month for me. What would the amount go up to, when I add my two young daughters. My Wife only makes 13K a year. So I would be in the same boat as you. Thanks

[rpowell01]

Look up SSA calculator. First login to your SSA account and look up your earnings. Then input those earning in the SSA calculator. Don't do the basic calculator but the 2nd one on there. I calculated around $1360 a month. If you look at the disability towards the bottom it will show you then below that is what your child would get. So you just add that number to it and then you will know your approx amount. Remember the dependent amount is divided up so there is no need divide it just add that number to your payment because it will end up being the same. I think my total with my dependents is around $2200...