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11cvolley

Dental for son?

Question

Just got my son's ChampVA card in the mail. It says limited dental coverage. Is there a way to get dental coverage? He does have 3 cavities and may need braces in the future. Thank you for any help.

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Champva is the best insurance plan money cant buy.  I suggest you call them.  You "might" just get your copays refunded, like my wife does on prescription drugs through Champva. 

My wife has gotten checks of 255, 56, and she is due another one.  You have to apply for the copays for prescription drugs.  

To get your copays refunded, submit this form with receipts, wait 4 to 6 weeks and you will get a check:

https://www.va.gov/vaforms/medical/pdf/vha-10-7959a-fill.pdf

Caution:  The champva check looks almost like the regular champva envelopes that no one opens and just throws away.  You would be throwing money away.  We almost did.  

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Delta Dental is a great value.  The Price is fair, based on other plans. My daughter is a dental assistant who processes claims and she agrees that it is one of the better plans. None are free except 100% DV - but these days in my area - you are only allowed a visit every 2 years, unless there is a problem. Delta Dental I have a cleaning evey 6 mos with no cost. - preventative. ( I am on the second tier plan of $32 mo)

Edited by L

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broncovet,

are you sure champ-va will pay for co-pay dental?  her co pay is what Met Life don't pay  based on what the service are and what they allow!  I guess we could call champ.. be  spouse seems to think they don't cover the copay for dental service or prescriptions  unless it causes other health problems.

Edited by Buck52

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No, Buck, I posted they "might" pick up copays for dental, you need to call them.  I didnt say they would, I said they might.  

Here is the deal.  Insurance is designed not to be profitable to get sick.  So you cant get paid more than 100 percent of your medical bills.  Its usually less. 

However, when you have "2" insurance companies, they should work together to pay almost all..where one picks up most of it, and the other picks up co pays.  This is the justification for 2 insurances.  

Your wife apparently has delta dental And champva, and these should combine to pick up most of the tab.  Of course, this is a guess and I dont know.  

Edited by broncovet

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Roger that bronco

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