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  • 14 Questions about VA Disability Compensation Benefits Claims

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    When a Veteran starts considering whether or not to file a VA Disability Claim, there are a lot of questions that he or she tends to ask. Over the last 10 years, the following are the 14 most common basic questions I am asked about ...
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  • Can a 100 percent Disabled Veteran Work and Earn an Income?

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    You’ve just been rated 100% disabled by the Veterans Affairs. After the excitement of finally having the rating you deserve wears off, you start asking questions. One of the first questions that you might ask is this: It’s a legitimate question – rare is the Veteran that finds themselves sitting on the couch eating bon-bons … Continue reading

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Ssdi Medicare part B question


silverdollar22

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Question, I’m 100% P&T and draw SSDI. I recently received my Medicare pamphlet and card with instructions on choosing the part B option. My question is being 100%P&T do I really need part B of Medicare? I figured no but, I wanted to ask the Experts! Thanks, Eric 

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I have an opinion on this.  "If" you are sure you are happy with medical care at VA, you can probably get by without it.  

However, if your VA does not offer all types of care, then you should probably spend the 140 bucks a month.  Now, here is how I did it.  

I first became eligible when I got 100 percent and I was about age 60.  I declined part B.  Later, when I reached 65, I decided that was a bad idea, because my VA MC has substandard care in some areas.  

So, I opted in at my age 65.  

There is a penalty if you dont opt in then opt in later.  However, there is no penalty if you opt in at age 65, even tho I was eligible at 60.  So, I got by saving the 140 bucks a month for 5 years.  

It is somewhat redundandt coverage, "provided that" you are happy will all your VAMC services.  

The medicare advantage plan (recommended) is better and its the same price (140 per month, deducted from social security).  For example, my Humana plan has senior sneakers, where I can get a health club membership at any participitating health club (no cost), such as La Fitness or Planet Fitness.  

 

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First of all thanks broncovet for the reply. My va here in Augusta is probably above average as far as the va is concerned so I’m ok with going there except for the knife! All 10 of my medications are covered and the next step is surgery and I’ll pass on that for now! I’m 58 and I have until November to decide. I just wanted to here it from you guys and gals because of the plethora of information found here from people who know what they’re talking about! Thanks 

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I think no pat answer is going to fit for everyone. That said I do the same as Bronc. I use my VAMC for almost all my medical requirements. It has worked out well for me. My eye doc is the lone exception. But not al VA MC are the same, staffed the same, has the same specialists and medical care, etc., etc. Another factor is how close are you to your VA; will there be a transportation issue when you no longer can drive.It really is going to depend upon your individual health and what the future holds for you. In terms of dollars, going with the VA with no co-pays or deductibles is cheaper. Ask around; ask your family if that is feasible. Your decision to drop Medicare is not reversible.

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According to this, if you have tricare/champva, then part B is mandantory.  However, if you have VA, they say you "should" go for part B.  https://www.cms.gov/Outreach-and-Education/Find-Your-Provider-Type/Employers-and-Unions/FS3-Enroll-in-Part-A-and-B.pdf

The safest way is to opt in to part b, pay the 140 bucks a month, and cancel it if you see its unnecessary, "rather than" the penalty.  But, at your age 58, you will have an opportunity to enroll in part B WITHOUT penalty at your age 65.  BUT, I can not promise this hasnt changed since I did just that, nor can I promise that it wont change before your age 65.    I see this as a loophole to the late enrollment penalty.  

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