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I Am 100% T&p: I Am Retired Connecticut Educator-My Wife Is An Active Connecticut Educator

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Michael

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I am a 66 year old retired Connecticut educator who has been rated 100% TP for over 10 years. My wife is a 64 year old active Connecticut educator. She presently uses her Champ VA as a secondary to her medical plan provided by her board of education. I am under her medical plan, and I also utilize some VA services out of the West Haven VA. She will retire soon after 42 years of service. Connecticut teachers lose their medical plans after retirement, unless they choose to buy it themselves at 100% cost (between $16,000.00-$20,000.00, depending on the dietrict's cost). I usually have a handle on all our needs, but I am presently confused on what medical coverage we will need to purchase (when she turns 65. I am presently 66) beyond the free Medicare Part A and the purchase of Medicare Part B. I know I can use the VA, but I am battling 2 active cancers, and I prefer to maintain my present doctors. I realize that my wife will use her Champ VA as a secondary to Medicare. Are there any Connecticut teachers out there, rated like me @ 100% TP, who could assist me on this medical covrage issue? Michael

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Sorry,

To hear about your troubles. I live in Texas but I have family near Hartford, in Bloomfield. Beautiful in the spring and fall, but cold as hell in the winter, and hot as heck in the summer. I know it is off topic, just wanted to support you and hopefully get a smile on your face. God bless you and please keep us updated. I am medically retired from the Navy and the VA and Navy have a constant battle on who is going to pay what, and I try to learn as much as I can, but this medical insurance stuff can be so confusing.

100% PTSD

100% Back

60% Bladder Issues

50% Migraines 
30% Crohn's Disease

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20% Radiculopathy, Left lower    10% Radiculopathy, Right lower 
10% L Knee  10% R Knee Surgery 2005&2007
10% Asthma
10% Tinnitus
10% Damage of Cranial Nerve II

10% Scars

SMC S

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OEF/OIF VET     100% VA P&T, Post 911 Caregiver, SSDI

 

 

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If your wife is Champ-va and when she becomes 65 medicare will kick in and Champ VA will become secondary. She must take medicare A&B to keep her champ va I believe.

You guys are covered sit back and enjoy life without any problems on that end!

Thank you and your wife for such a great commitment to our country!

Stillhere

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VA will provide your medications and combination of VA and medicare should take care of the rest. You might be able to buy a medigap policy just for yourself that would be less than Teacher's plan. That is some Teacher's Retirement plan you have. I would call it piss poor. I went to work for the feds just because of the medical plan which used to really be good. Not so good now I think especially for treatment of mental health issues.

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