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I Just Got Iup&t, How Much Of Doctor Bills Do I Pay Of Champva?

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les

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  • HadIt.com Elder

Not sure of your question?

if you use the VAMC for your medical you pay nothing or no co-pay if your 100% P&T

The way I understand it with ChampVA

IF you mean champVA insurance depends? ChampVA pays 75% if you don't have a supplemental insurance? then you pay the other 25%

if your on SSDI AND RECIVING MEDICARE? Medicare would pick up the other 25%

you pay 50.00 Annual deductible &blance of the 25% with champVA....>If don't have a supplemental Insurance!

BTW ChampVA Insurance is great easy to work with ect,,,ect,,

I may not be correct on this but other hadit members can help!

Thanks for your service & Congratulations on Your WIN! :)

........................Buck!

Edited by Buck52

I am not an Attorney or VSO, any advice I provide is not to be construed as legal advice, therefore not to be held out for liable BUCK!!!

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Thanks Buck. This would be for my wife. I am 100& permanent and total. I am not sure what I will have to pay out for her.

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  • HadIt.com Elder

Your Welcome les,

Usually just the 25%.

if your not getting SSDI you should file for that asap like tomorrow take your award letter to SSA Office

As expensive medical care is now days you guys may check out some supplement insurance that way your medical is taken care of and no out of pocket cost..how ever the supplemental insurance is about 90.00 to 100.00 monthly so if your spouse is in bad health it could be worth the $ if not its just a chance we never know when something may happen and we need medical coverage.

Some VAMC Will let your spouse have General care but now they closed all the specialty clinics to the spouses!

you may want to check this out with your VAMC (Veterans Admin Medical Center)

My spouse has ChampVA and we picked up a supplement to take care of the other 25% I think our supplement is 100.00 monthly

but it sure helps to have peace of mind those medical Bill can ruin a person.

Buck

I am not an Attorney or VSO, any advice I provide is not to be construed as legal advice, therefore not to be held out for liable BUCK!!!

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Great news, Congrats and agree with statement above, and make sure you apply for the SSDI asap. God Bless

100% PTSD

100% Back

60% Bladder Issues

50% Migraines 
30% Crohn's Disease

30% R Shoulder

20% Radiculopathy, Left lower    10% Radiculopathy, Right lower 
10% L Knee  10% R Knee Surgery 2005&2007
10% Asthma
10% Tinnitus
10% Damage of Cranial Nerve II

10% Scars

SMC S

SMC K

OEF/OIF VET     100% VA P&T, Post 911 Caregiver, SSDI

 

 

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Thanks Buck for your help, I will have to get the supplemental because we just never know. I just applied for the champva last week so they say 3 to 6 week to get it but it sure is a huge relief getting 100% PT. It took me over 10 years to achieve that. Yep 10 years of total bullshit. Thanks to all hadit members!

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