VA home loan with less than 60 days active duty?

[allansc2005]

Got a navy veteran, let's call him "Joe Bell Bottoms" who was discharged while in basic training in 1994 after serving 54 days on active duty, and received a 10% rating for a mental condition, before being sent home.

Last year Joe was granted temporary IU for service connected mental conditions.

Joe thinks he's eligible for a VA home loan, I say he's not because he served less than 48 months on active duty.

Joe hasn't applied for a home loan yet, and would like our opinions here BEFORE he applies.

Now before everyone jumps in and suggests that Joe call everyone from the VA to his Congressman, what's your opinion?

Thanks.

Allan

2-2-0 HUAH! 

[Gastone]

Tell Joe to go to the VA Loan Eligibility Letter available on his E-Ben Account. The 1st thing a VA Lender asks for is a copy of the VA Loan Eligibility Letter.

 

[allansc2005]

Gastone, "Now before everyone jumps in and suggests...."

I'm not asking here where Joe needs to go find an answer, I'm asking for opinions.

Allan

2-2-0 HUAH!

[Buck52]

I would advise him to apply for the home loan, if he served just 54 days and got a medical discharge & be S.C. they have a special approval for that and I believe he can qualify for a VA Home Loan.

The Medical Discharge and his 10% Service Connected Disability  Qualifies Him.

check this link out  (read at the bottom)

http://www.benefits.va.gov/homeloans/purchaseco_eligibility.asp

 

Edited May 16, 2017 by Buck52

[Buck52]

Also some VA Lenders will get the letter for him  my lender did.

this was back before I had e benefits.

Edited May 16, 2017 by Buck52

[Buck52]

I took a Veteran neighbor to the VAMC to apply for health care...he got out in his 7th week of Basic  this was back in 1965  he hurt his back in basic and the medically discharge him.

years later almost 48 years later he ask me if he could use the VA...I said I am not sure but if you have a DD-214 Driver Linscen and birth certificate   let head down to the VAMC and ask?

We did they sign him up and was getting his healthcare and med's for a few years  he eventually died  from heart attract.  had I knowed then what I know now  I could had him file a claim for his in basic service injury. eh!

[allansc2005]

Buck, from looking at the link you posted, he doesn't qualify for the home loan program because, according to the chart, he served less than 90 days on active duty. He only served 54 days.

I don't see anything on that link you posted that mentions his 10% as a qualifier.

FYI note to Buck, Gastone...et al, I'm going to bring in Joe to have a look-see at how you guys educate veterans, not only with links, court cases(Berta's forte), and opinions, but good old experience as well.

Hopefully the kid-Joe, will digest the information here, form a game plan, and WIN his case(s).

Allan

2-2-0 HUAH!