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ptsd If 100% But Not Pt Should You Apply For Pt
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Question
eddingtons
I was rated 100% in March of 2010. My disability is Bi-Polar and I was determined to be unemployable but in same ratings letter they stated that I was 100% so unemployability was not necessary.
I go to VA for all of my health needs and my children have a medical card through the state of KY but my wife does not have health coverage. Because I am not PT my dependents do not qualify for Champ VA..
I have thought about applying for PT but my rep through Kentucky Dept of Veteran Affairs and others at Louisville regional office all say dont rock the boat. You are 100% but if you draw attention to that you are asking for trouble and may get reduced.
Personally I dont see my condition ever improving. Technically it is PTSD due to sexual trauma aboard a ship but I have not applied for compensation for PTSD as I receive compensation for Bi-Polar.
Quesion.. can I submit evidence of PTSD without a new claim?
Are these service reps correct that asking to be PT to provide health insurance for my family could hurt my family?
I really worry about leaving my family if I should die without money. I tried to get additional term life insurance but was turned down flat by many insurance companies because I have had in patient hospital stays related to my mental illness. It seems wrong that my mental illness causes me to be hospitalized at the VA yet if I died tomorrow I could not protect my families support. My wife and children would only receive compensation if I died as a result of my SC disablity..not likely unless I commit suicide or die of a drug related illness.
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