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VA and other insurance


jfrei

Question

So the new thing when I check into the VA is do I have insurance anywhere else and now being an ssdi recipient for two years I’m now receiving Medicare. Anyone know when I go to my appointment and tell them this what exactly will change I’m not being billed for anything ever being 100 P and T?

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Its like having Tricare...they want to bill the other company first. I am asked every time I see a doctor on base. You won't pay anything. 

 

I am not an attorney or an a credited VA rep. These are my personal opinions and experiences, always remember what worked for me may not work for you.

You as the veteran are your own best advocate and no one knows your disabilities better than you. It is highly recommended that you as the veteran research and verify that any opinion given meets your specific situation.

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The va cannot bill you for anything because you are rated 50% or more.  If however a veteran is rated under 50% they may  be required to pay a fee for medications and  for non service connected medical care. Veterans rated 100% or TDIU will not pay any fees for any care.  Other than that, Veterans don't pay for medical care at the VA.  As to medical care on a military base.. retirees do have a deductible that they must meet. If however a retiree has Tricare and  private medical insurance or Medicare,  the will not pay any out of pocket expenses.  

                                                                                I am not a lawyer so take my opinions with a grain of salt...

If I had listened to the nay sayers, I would never have acheived any ratings after I was awarded TDIU in 1999. Now I have not one but two 100% ratings, a TDIU  and 4 SMC awards !  I say JUST GO For It

Two things are infinite: the universe and human stupidity; and I'm not sure about the universe.” -Albert Einstein.

 

 

 

 

 

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I declined my medicare and don't pay the premiums anymore........it is worthless to me honestly at this point I couldn't find shit for providers and in order to find any I had to buy a medicare advantage plan that cost $$$ and when I turn 65 I won't have to pay the penalty for opting out when I was eligible for SSDI, so I stopped wasting my money every month. 

 

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16 hours ago, seminoles said:

when I turn 65 I won't have to pay the penalty for opting out when I was eligible for SSDI

I hope you checked this out before you opted out.. I could be wrong but I think your opting out anytime you are eligible  will end up causing you to pay more when you decide to opt in...Now I know that Military retirees have to opt in when they become eligible( regardless if on SSDI or plain SS.) or they can not use tricare for life.... 

                                                                                I am not a lawyer so take my opinions with a grain of salt...

If I had listened to the nay sayers, I would never have acheived any ratings after I was awarded TDIU in 1999. Now I have not one but two 100% ratings, a TDIU  and 4 SMC awards !  I say JUST GO For It

Two things are infinite: the universe and human stupidity; and I'm not sure about the universe.” -Albert Einstein.

 

 

 

 

 

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2 hours ago, Richard1954 said:

I hope you checked this out before you opted out.. I could be wrong but I think your opting out anytime you are eligible  will end up causing you to pay more when you decide to opt in...Now I know that Military retirees have to opt in when they become eligible( regardless if on SSDI or plain SS.) or they can not use tricare for life.... 

That is a different circumstance, they have to opt in at retirement age just like my husband has to with champva, I can opt back in without penalty when I reach retirement age.  Very different situations.

 

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2 hours ago, Richard1954 said:

I hope you checked this out before you opted out.. I could be wrong but I think your opting out anytime you are eligible  will end up causing you to pay more when you decide to opt in...Now I know that Military retirees have to opt in when they become eligible( regardless if on SSDI or plain SS.) or they can not use tricare for life.... 

And of course I checked into in and asked for documentation from the SS office to verify it when I opted out.  One thing I am not is an idiot or someone who does something willy nilly to save a few bucks now to screw myself later.

 

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