Age And Social Security Disability

[unique]

Does age have a lot to do with getting social security disability?

[john999]

You have to be out of work for at least six months and have the SSA determine that you are totally disabled before you can collect SSD. If you are working 40 hours a week you are not eligible for SSD or TDIU and why would you want to be? If you can get 100% from the VA and still work then that is a coup, but not many actually do it. The thing to do is to save money like scrooge so you have a pile towards the day when you find yourself really unable to work. Save all the 70% you get towards that day is my advice because it is coming. Otherwise, you get caught flat footed and it is a shock to find yourself unemployable at any age. If you are over 50 now and have a disability you are pretty much unemployable unless you are still working. Recent college grads can't get jobs so why would they want us?

[COOL BREEZE]

So very true! I asked my supervisor about my particular classification at this job, he advised me this is classed as unskilled, administrative work. I should of been flipping burgers at a a fast food joint.

The wife says so if you get ss beneits are you just going to lay around the house until you drop dead. Nope. I would probably have to volunteer.

I am working less than 40 hours a week as I keep going home early because I am falling asleep, or in too much pain. I wonder if I reduce my hours to say 30 hours a week as the SS uses a 40 hour week to gage your disabilty if this might work. I have to keep occupied, and still have some extra cash coming to make this work.

I have at least 6 medical conditions listed on the blue book impairment listing manual for SS. Definitely probably have more that need further to see what category they fall under

Edited May 6, 2012 by COOL BREEZE

[Philip Rogers]

Ketchup56 - Sorry but your statement: "If you are working you will NEVER BE APPROVED for ssdi PERIOD." is wrong. It may be difficult but can be approved. It has to do with hours you are able to work and the income the person earns.

pr

If you are working you will NEVER BE APPROVED for ssdi PERIOD. Social security is all or NOTHING. Either employable or unemployable. If you were already on ssdi you could do get what is called a TICKET TO WORK trial and recieve all your benefits for up to one year while you see if you CAN return to the work force. Working while applying for ssa benefits automatically would put you in the class of being what the ssa calls SEDENDARY.

[COOL BREEZE]

I guess the bottom line is only they can make that determination. Thats why I will give it my best shot. If not, another 5 years I will get regular ss anyway. It could always take that long as well to get the disability approved-whatever comes first.

And I appreciate that comment "John Rodgers" as I did a lot of research on the SS to see if there was even a remote possibility to get this. Otherwise I would not even attempted to go through with this. I thought the VA compensation process was bad, this is about twice as much paperwork.

What I still haven't seen answered was if you receive a VA disability pay and military retirement pay if this is subtracted from what the earnings statement states you would receive if elgibile. Or can you receive the full amount. I know when you apply for regular ss, you get the full amount, however I am not sure how this works with medical SS.

[john999]

Cool

Does your company have a "disability retirement"? I pretty much did what you are doing. I kept going until I got fired. I would go to work every day but I could not do the job. Since I worked for the Feds I almost had to fire myself. I could not bring myself to just put in for disability retirement, but that is what I should have done. The thing is you need a pile of money while you wait for all the programs to approve you. I was lucky because when I was fired I applied for workers compensation and I got that in about 5 months and I had savings. Even so while waiting for SSD and TDIU and everything to get settled down I lost 25 lbs from worry. You want to be ready when it comes. I do worry a lot so maybe I am different. I switched in and out of various programs to get the best fit over a few years. Does your company have a group "disability insurance" program? I have disability insurance. I had it for 17 years before I used it. I have been getting it for 11 years. The average American is a few paychecks away from being on the street they just don't realize it.

John

[COOL BREEZE]

No, I have nothing like that with this company.

Now I am on my way to the emergency room late night with chest pain and heavy breathing. So here we go all over again.