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  • 14 Questions about VA Disability Compensation Benefits Claims


    When a Veteran starts considering whether or not to file a VA Disability Claim, there are a lot of questions that he or she tends to ask. Over the last 10 years, the following are the 14 most common basic questions I am asked about ...
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  • Most Common VA Disabilities Claimed for Compensation:   


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  • Can a 100 percent Disabled Veteran Work and Earn an Income?

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    You’ve just been rated 100% disabled by the Veterans Affairs. After the excitement of finally having the rating you deserve wears off, you start asking questions. One of the first questions that you might ask is this: It’s a legitimate question – rare is the Veteran that finds themselves sitting on the couch eating bon-bons … Continue reading

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Service Disabled Veterans Insurance


I am 100% P&T. I have called the toll free number for the VA life insurance and have been given conflicting information. The first person I spoke to said I am not eligible to apply for the waiver of premiums on a $10,000 life policy because I am working, the second person said I need to apply for the waiver and see what they say. He said I may or may not be given the waiver, he said you won't know until you apply.

Does anyone have the SDVI for $10,000 and is employed get the premiums waived? I only want to apply if the premiums will be waived. I am also under 65 and it has been less than 2 years since my last new disability.



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@paulstrgn, @Buck52, and @GBArmy, look what I found - the laws governing SDVI and it appears the VA may be wrongfully denying because permanent/total veterans are still working: There are two key

I called the VA insurance center at 1-800-669-8477 and they again said the same thing: permanent and total plus working means not eligible. I asked for the regulation/law governing that, but they didn

I am 100% P&T and following this like a hawk.  I would like nothing more than 10K in insurance funded under my status.  However, the financial implications to the VA are large.  778K veterans are

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Good Question Paul

I am not sure if a veteran is 100%P&T and still working....usually P&T means your permanently totaled

I had to fill out the application for the free 10.000 life insurance   but I was P&T (not working)  if you get the application in with your award packet  I would think your eligible 

So maybe a VETERAN that is also 100% P&T and still working  will need to answer this.

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I guess I can apply and send in the waiver. It would be nice to get a $10,000 free life insurance policy. I need to Google this a little more to see if being employed means I am not eligible to get the waiver of premiums.


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Paul, if you had anything in your award pachage on disability insurance, then certainly apply. But even if you didn't, no harm, no foul. Submit anyway, what do you have to lose? 

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GB I did receive a letter for filing for disability insurance. After reading it completely I see a sentence that state"if you become totally disabled before age 65 and are unable to work for six or more months, we may waive premiums."

I am thinking (and I may be wrong) that I would not be eligible to have the premiums waived. But I am curious to see if someone who is employed were able to get the premiums waived.

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