Service Disabled Veterans Insurance

[paulstrgn 448]

I am 100% P&T. I have called the toll free number for the VA life insurance and have been given conflicting information. The first person I spoke to said I am not eligible to apply for the waiver of premiums on a $10,000 life policy because I am working, the second person said I need to apply for the waiver and see what they say. He said I may or may not be given the waiver, he said you won't know until you apply.

Does anyone have the SDVI for $10,000 and is employed get the premiums waived? I only want to apply if the premiums will be waived. I am also under 65 and it has been less than 2 years since my last new disability.

Thanks

 

[Buck52 2,886]

Good Question Paul

I am not sure if a veteran is 100%P&T and still working....usually P&T means your permanently totaled

I had to fill out the application for the free 10.000 life insurance   but I was P&T (not working)  if you get the application in with your award packet  I would think your eligible 

So maybe a VETERAN that is also 100% P&T and still working  will need to answer this.

[paulstrgn 448]

I guess I can apply and send in the waiver. It would be nice to get a $10,000 free life insurance policy. I need to Google this a little more to see if being employed means I am not eligible to get the waiver of premiums.

 

[GBArmy 964]

Paul, if you had anything in your award pachage on disability insurance, then certainly apply. But even if you didn't, no harm, no foul. Submit anyway, what do you have to lose? 

[paulstrgn 448]

GB I did receive a letter for filing for disability insurance. After reading it completely I see a sentence that state"if you become totally disabled before age 65 and are unable to work for six or more months, we may waive premiums."

I am thinking (and I may be wrong) that I would not be eligible to have the premiums waived. But I am curious to see if someone who is employed were able to get the premiums waived.