You are right on target, SFCTRUCKDRIVER. I fought the VA for my freedom, every step of the way. I'm now well over 20 year protected, so I don't have to worry. However, in my youth, I gave them trouble... etc. I even turned down SSD, when I was told I qualified for it, Back in the 1970's, because of the ball and chain syndrome,you elude to. I applaud your post, and, am impressed with your wisdom. Well put, SFCTRUCKDRIVER.