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ptsd 100% Pt, Current Civil Service; Would/can I Benefit From Ssd?
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Question
Inthewind
I'm once again overwhelmed and confused, as I was when I started my claim for increases in 2010. So, HADIT is where I come to find answers, so I'm hoping someone can help out.
I've been searching for threads that may fit my situation for a couple of days and couldn't find anything, so I figured I'd just start a new one.
My particular info:
I was found 100% P/T September last year. I have a 70% PTSD/Depression rating along with 30% asthma and multitude of 10-20% ratings for cervical spine/lumbar spine/knees/flat feet etc.
I'm 52 and currently a FERS civil servant GS-13 (Analyst) coming up on my 10th year of civil service (June 2014) after 24 years of AD. I'm really having issues at work (Concentration/dealing with others/anger/pain due to my neck and back issues) and I've been out often enough that I use my sick leave as fast as I accrue it.
I'm trying to get it right in my head and not make a decision that will make me and my family take a huge hit financially.
The one option I was considering is a reduced annuity and just retire early. If I retire on the MRA (Minimum retirement Age) + 10, which for me is 56 years old, or another 4 years. My annuity is reduced by 5% a year for every year under 62 (So a 30% reduction). I'm not too sure I can hold out another four years. Then someone mentioned SSD. They also mentioned Federal disability but that seems even more difficult then a VA claim or SSD.
So, in regards to SSD:
a.) would I be eligible to apply if I'm still working? or would I need to stop working before I apply?
b.) Would I be shooting myself in the foot by applying now? Or would it be worth it to endure at all costs (Assuming I could) for a severly reduced annuity? I figured it to be about $750 a month before taxes. If I don't/can't then do I lose everything I've put into my FERS except my TSP?
c.) If I do wait and retire under MRA+10, then is SSD out of the question?
d.) Does SSD offset any of my current VA disability or Military retired pay? Or is that only if I am on Federal retirement?
Again, getting any of this straight has been proving to be impossible, so any help or advice would be appreciated.
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john999
I was fired from USPS at age 51. They really thought they were screwing me but they threw Bro Rabbit into the briar patch. I also make twice what I did when I worked as a rehab clerk for USPS. I app
StreetWalker
You can apply for a OPM disability while you are still working.
8 answers to this question
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