Jump to content

Ask Your VA Claims Questions | Read Current Posts 
Read VA Disability Claims Articles
Search | View All Forums | Donate | Blogs | New Users | Rules 

  • tbirds-va-claims-struggle (1).png

  • 01-2024-stay-online-donate-banner.png

     

100% Tdiu Granted!

Rate this topic


mom24

Recommended Posts

  • HadIt.com Elder

ChampVA for life for spouse. It is wonderful insurance and I wish I had it instead of what I have.

Monday Mrs Pete and I are going to her eye Doc who is one of the best in Dallas and her exam and treatment will cost not a penny for us.She has Medicare as Primary and ChampVA as Secondary.She will have this the rest of her life.

There is no donut hole and she can choose between Brand or Generic. We do pay 25% copay but on really low cost prices negotiated by the Government

Veterans deserve real choice for their health care.

Link to comment
Share on other sites

  • Replies 28
  • Created
  • Last Reply

Top Posters In This Topic

  • HadIt.com Elder
ChampVA for life for spouse. It is wonderful insurance and I wish I had it instead of what I have.

Monday Mrs Pete and I are going to her eye Doc who is one of the best in Dallas and her exam and treatment will cost not a penny for us.She has Medicare as Primary and ChampVA as Secondary.She will have this the rest of her life.

There is no donut hole and she can choose between Brand or Generic. We do pay 25% copay but on really low cost prices negotiated by the Government

Pete, check out that AMRA CHAMPVA supplemental insurance........it takes care of all your CHAMPVA co-pays.

"It is cold and we have no blankets.

The little children are freezing to death.

My people, some of them, have run away to the hills, and have no blankets, no food; no one knows where they are-perhaps freezing to death.

I want to have time to look for my children and see how many of them I can find.

Maybe I shall find them among the dead.

Hear me, my chiefs! I am tired; my heart is sick and sad.

From where the sun now stands, I will fight no more forever."

Chief Joseph

Link to comment
Share on other sites

The VA sent us the DEA application, and he is at an approved school. I'm going to get the CHAMPVA supplement too, and I also wish I could get it. I had a sinus infection a couple of weeks ago and I couldn't get in to see my dr. at the VA clinic until 3 weeks later. Needless to say, I went to my old pcp and used my medicare. At least my husband and kids will be well taken care of, and there is always medicare. Are there supplements for that?. I had to pay 85.00 oop for my visit.

Link to comment
Share on other sites

  • HadIt.com Elder
The VA sent us the DEA application, and he is at an approved school. I'm going to get the CHAMPVA supplement too, and I also wish I could get it. I had a sinus infection a couple of weeks ago and I couldn't get in to see my dr. at the VA clinic until 3 weeks later. Needless to say, I went to my old pcp and used my medicare. At least my husband and kids will be well taken care of, and there is always medicare. Are there supplements for that?. I had to pay 85.00 oop for my visit.

Yes, there are Medicare supplemental policies. I believe (The Nurse takes care of that kinda stuff) that mine is through Aetna.

"It is cold and we have no blankets.

The little children are freezing to death.

My people, some of them, have run away to the hills, and have no blankets, no food; no one knows where they are-perhaps freezing to death.

I want to have time to look for my children and see how many of them I can find.

Maybe I shall find them among the dead.

Hear me, my chiefs! I am tired; my heart is sick and sad.

From where the sun now stands, I will fight no more forever."

Chief Joseph

Link to comment
Share on other sites

  • HadIt.com Elder

ChampVA coordinates with my wife's BC/BS. She was in the hospital for a week and we did not pay a dime. I pay for the BC since it was part of my retirement benefits. I just hope I don't get priced out of my ability to buy the insurance. It costs half of my miserable federal pensin to buy it as is because I have SSD offset.

Link to comment
Share on other sites

  • HadIt.com Elder
Yes, there are Medicare supplemental policies. I believe (The Nurse takes care of that kinda stuff) that mine is through Aetna.

Medicare is Primary for wife and ChampVA pays the copays I would have to pay.

When she gets Meds we pay 25% plus ChampVA 75% and don't use Medicare Part D.

Veterans deserve real choice for their health care.

Link to comment
Share on other sites



  • Tell a friend

    Love HadIt.com’s VA Disability Community Vets helping Vets since 1997? Tell a friend!
  • Recent Achievements

    • kidva earned a badge
      First Post
    • kidva earned a badge
      Conversation Starter
    • Lebro earned a badge
      Week One Done
    • spazbototto earned a badge
      Week One Done
    • Paul Gretza earned a badge
      Week One Done
  • Our picks

    • These decisions have made a big impact on how VA disability claims are handled, giving veterans more chances to get benefits and clearing up important issues.

      Service Connection

      Frost v. Shulkin (2017)
      This case established that for secondary service connection claims, the primary service-connected disability does not need to be service-connected or diagnosed at the time the secondary condition is incurred 1. This allows veterans to potentially receive secondary service connection for conditions that developed before their primary condition was officially service-connected. 

      Saunders v. Wilkie (2018)
      The Federal Circuit ruled that pain alone, without an accompanying diagnosed condition, can constitute a disability for VA compensation purposes if it results in functional impairment 1. This overturned previous precedent that required an underlying pathology for pain to be considered a disability.

      Effective Dates

      Martinez v. McDonough (2023)
      This case dealt with the denial of an earlier effective date for a total disability rating based on individual unemployability (TDIU) 2. It addressed issues around the validity of appeal withdrawals and the consideration of cognitive impairment in such decisions.

      Rating Issues

      Continue Reading on HadIt.com
      • 0 replies
    • I met with a VSO today at my VA Hospital who was very knowledgeable and very helpful.  We decided I should submit a few new claims which we did.  He told me that he didn't need copies of my military records that showed my sick call notations related to any of the claims.  He said that the VA now has entire military medical record on file and would find the record(s) in their own file.  It seemed odd to me as my service dates back to  1981 and spans 34 years through my retirement in 2015.  It sure seemed to make more sense for me to give him copies of my military medical record pages that document the injuries as I'd already had them with me.  He didn't want my copies.  Anyone have any information on this.  Much thanks in advance.  
      • 4 replies
    • Caluza Triangle defines what is necessary for service connection
      Caluza Triangle – Caluza vs Brown defined what is necessary for service connection. See COVA– CALUZA V. BROWN–TOTAL RECALL

      This has to be MEDICALLY Documented in your records:

      Current Diagnosis.   (No diagnosis, no Service Connection.)

      In-Service Event or Aggravation.
      Nexus (link- cause and effect- connection) or Doctor’s Statement close to: “The Veteran’s (current diagnosis) is at least as likely due to x Event in military service”
      • 0 replies
    • Do the sct codes help or hurt my disability rating 
    • VA has gotten away with (mis) interpreting their  ambigious, , vague regulations, then enforcing them willy nilly never in Veterans favor.  

      They justify all this to congress by calling themselves a "pro claimant Veteran friendly organization" who grants the benefit of the doubt to Veterans.  

      This is not true, 

      Proof:  

          About 80-90 percent of Veterans are initially denied by VA, pushing us into a massive backlog of appeals, or worse, sending impoverished Veterans "to the homeless streets" because  when they cant work, they can not keep their home.  I was one of those Veterans who they denied for a bogus reason:  "Its been too long since military service".  This is bogus because its not one of the criteria for service connection, but simply made up by VA.  And, I was a homeless Vet, albeit a short time,  mostly due to the kindness of strangers and friends. 

          Hadit would not be necessary if, indeed, VA gave Veterans the benefit of the doubt, and processed our claims efficiently and paid us promptly.  The VA is broken. 

          A huge percentage (nearly 100 percent) of Veterans who do get 100 percent, do so only after lengthy appeals.  I have answered questions for thousands of Veterans, and can only name ONE person who got their benefits correct on the first Regional Office decision.  All of the rest of us pretty much had lengthy frustrating appeals, mostly having to appeal multiple multiple times like I did. 

          I wish I know how VA gets away with lying to congress about how "VA is a claimant friendly system, where the Veteran is given the benefit of the doubt".   Then how come so many Veterans are homeless, and how come 22 Veterans take their life each day?  Va likes to blame the Veterans, not their system.   
×
×
  • Create New...

Important Information

Guidelines and Terms of Use