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Why Does Our Spouse Get Superior Care?
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Question
broncovet
As most 100% Vets know, our spouse is eligible for CHAMPVA. (We are not eligible, however, for unknown reasons).
Champva enables our spouse to go to the VA for care (if approved by the local VAMC) OR go get private care as this insurance pays for it.
However, 100% Vets must go to their VA for care and dont have the choice to go for private care and have insurance pay. (Exception: Vets choice, if you meet eligibility requirment of living too far away from VA, or cant get an appointment in 30 days and get your doc to give you a note that he is too busy to see you. (As required by VA choice) Its still unclear how your doc is gonna give you such a note if he is too busy to see you and you cant schedule an appointment in 30 days.
More choices for care = Better care. So, why do our spouses who did not serve get better care than we do, when we served? Should not all Vets get "Veterans choice"? Oh, I know why! This is because VA care is substandard and VA does not want to pay for the good stuff! If the VA were truly "world class health care" they would not need "Veterans choice".
I know Vets who wont set foot inside a VAMC and they have very valid reasons for this.
Lots of Vets recommend signing up for medicare Part B. So, why should a Veteran pay for insurance (part B) if he gets VA care for free? I found out the hard way...VA care is substandard. I still can not figure out why a Vets spouse gets better care than the Veteran. Did I miss something?
Its also becoming increasingly clear VA wants to dump some of its burden for caring for vets on medicare. The VAMC always asks if we have other policies or medicare. And, even Champva insists on the spouse having Part B medicare if eligible. (Remember, Part B medicare costs about $104 per month this year, that is, if you dont have late penalties for not siging up in time.)
This means that Champva is not free for medicare eligibles. They must pay $104 per month.
I will add that I want my wife to have good medical care. Definately. I dont want them to worsen her care, I want VA to raise the level of our care.
Edited by broncovetLink to comment
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georgiapapa
I agree there are some good healthcare providers working for the VAMC and there are some in private healthcare who are substandard. If a veteran has a choice between VAMC or private healthcare they s
john999
You get what you pay for in the USA. If I had ChampVA card I could drop BC/BS and instead of my paying $6000 a year of Medicare and Blue Cross family plan I could just pay for Medicare and my wife c
broncovet
Stinger, I humbly disagree our care is "free". We paid for this with our service. No service= no VA care. Its really not that much different than an employer providing insurance as a benefit, excep
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